finance

Finance

What kinds of financing are available for Manufactured Homes?

Just as there are choices when you buy a site-built home, there are a variety of financing options for manufactured home buyers. Down payments and loan terms are similar – 5-10 percent of the manufactured home’s sales price for a down payment and loan terms of 15-30 years. If you are buying a home and land together, or plan to place the home on land you already own, some financial institutions offer traditional real estate mortgages with similar interest rates. If you purchase your manufactured home separately from the land on which it will be located, the home will most likely be financed as a personal property manufactured home loan, usually with a higher interest rate. FHA-insured and the Department of Veteran Affairs – guaranteed (called FHA and VA) – loans are available to manufactured home buyers. These types of loans may offer lower interest rates or lower down payment requirements. If available in your area, they require more paperwork during the credit application and approval process and, therefore, may take longer for approval than a conventional loan.

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frequently asked questions about finance

Tims Tiny Home- 2 bedroom tiny home cabin with porch

Tims Tiny Home- 2 bedroom tiny home cabin with porch

Tims Tiny Home- 2 bedroom tiny home cabin with porch This awesome 2 bedroom tiny home cabin with porch is perfect for hunting, permanent living, getaway, vacation you name it. What a spectacular little cabin. It has a Large Built In porch, furnished with Pull out...

Rustic Hill Country Small Cabin with Fireplace

Rustic Hill Country Small Cabin with Fireplace

Our Tiny Cabins & 1 bedroom Cottages View the newest cabins & tiny homes. About this luxury small cabin Enjoy countless sunrises and sunsets on the wraparound porch of this country getaway cabin. The kitchen, dining and living converge creating an open floor plan...

finance

Finance What kinds of financing are available for Manufactured Homes? Just as there are choices when you buy a site-built home, there are a variety of financing options for manufactured home buyers. Down payments and loan terms are similar – 5-10 percent of the...

No Puntaje Requerido y no abajo pago

No Puntaje Requerido y no abajo pago   No puntaje requerido y no abajo pago. Ofrecemos muchos programas de financiamiento a nuestros San Antonio y los clientas de casas moviles manufacturados texas. TAL COMO: Financiamiento del dueno con no numero o credito security...

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bedroom-manufactured-homes-for-sale-new-pre-owned-san-antonio When you need to find 2, 3, 4 & 5 Bedroom manufactured homes for sale or pre-owned homes in San Antonio Texas, Look no further than MHdeals for the best deals on mobile modular homes in San Antonio and...

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bedroom-manufactured-homes-for-sale-new-pre-owned-san-antonio

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When you need to find 2, 3, 4 & 5 Bedroom manufactured homes for sale or pre-owned homes in San Antonio Texas, Look no further than MHdeals for the best deals on mobile modular homes in San Antonio and South Texas.

1-5 Bedroom Manufactured Homes in San Antonio Texas

Finding 1 bedroom up to 5 bedroom modular & Manufactured Homes in San Antonio can be challenging to say the least, everybody says their deal is the best deal. So when shopping prices and value there are a few things to keep in mind.

  1.  Is the manufactured / Modular home your looking into big enough for your family?
  2. Can the manufactured home builder customize the home to your needs?
  3. Do you have color options & flooring options?
  4. What is the price per sq ft & is it comparable to competitors?
  5. How long does the build process take & is that within your time frame for move in?
  6. How much are your payments & is the payment within your expected budget?
  7. How is the customer service record of the retailer & builder?
  8. Do you feel the retailer is trustworthy
  9. What appliance options come free & which are extra
  10. Does the retailer also do mobile home Transport, install, skirting, decking etc or is it all subcontracted?

 

 

Frequently asked questions

Frequently asked questions

FAQ

What Is A Manufactured Home?
Usually referred to as Mobile Home or Trailer, but now they come in many more styles and upgrades then before.
-A manufactured home is almost entirely built in a factory, which mean No Weather Delays.
-They are built to the Federal Building code known as HUD.
-When Complete they are usually transferred on their own wheels by a certified driver.
-If the home is a mulch-section it will be shipped in two separate pieces and  set up at it’s destination.

-Manufactured Homes are generally less expensive than site built and modular homes.

What are Modular Homes?

-A Modular home refers to the process of designing your home.

-It is built in sections at a factory then ship it on a flat bed to its destination, where contractors will put it together like a puzzle.

May I place my Manufactured home on any lot?

-No. Each subdivision and community has their own rules and regulations.

-Before purchasing land for your home, do some research on zoning ordinances, deed restrictions, restrictive covenants, and other similar documents.

Who will Finance my Manufactured home?

-We work with several different preferred lenders,  who offer many different loan options to better help you with your personal needs and credit situation.

-Manufactured homes are eligible for FHA and VA home loans.

-We also work with a manufacturer who offers in house financing.

Frequently asked questions

 Louis Peer Marketing